How important is receiving and sending business payments in real-time to your business?

 

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How important is receiving and sending business payments in real-time to your business?

I am doing research for my b2b payments related study, looking at a number of industries inc. tech/e-commerce/brick-mortar and would really appreciate your opinions!

As a business owner what would you typically prefer when sending/receiving b2b payments (suppliers, vendors, inc. internationally). For argument sake we’ll assume international transactions there is no currency exchange markup from provider.

1) Lower fee ($0-$0.50) payment, can take 1-5 working days. (minimal fraud protection)

2) Higher flat fee ($5-20 or up to 1-2%) real-time payments with higher fraud protection and funds are available immediately.

Thanks!

How important is receiving and sending business payments in real-time to your business?

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