I am the owner of a modest, but fairly successful business, but we have some rather vexing problems, most of which, I have learned, can be alleviated with the help of Delaware captive insurance. For those of you who may not be familiar with the idea of captive insurance, I will start from the beginning, when I realized that we were paying extraordinarily high premiums, but we have relatively few claims. Thus the source of my frustration as I cannot dispute the need for insurance, but at the same time, I do not understand why I was being charged so much for premiums.
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